Hidup B40: AI-Powered Financial Life Simulation

Financial literacy is an essential skill for achieving long-term financial stability, yet many young adults lack practical experience in managing real-world financial decisions. This issue is particularly significant among individuals in the B40 income group in Malaysia, where financial challenges such as rising living costs and limited financial awareness can lead to poor financial decision-making. Traditional financial education methods often focus on theoretical knowledge and may not effectively prepare individuals for real-life financial situations.

To address this problem, this project introduces Hidup B40, an AI-powered financial life simulation platform designed to provide an interactive and experiential approach to financial learning. The system allows users to experience realistic financial scenarios by making everyday decisions related to income, expenses, savings, and personal wellbeing. Through the simulation, users can observe how their choices affect key life indicators such as financial balance, health, energy, and credit score.

By combining elements of artificial intelligence, simulation, and gamification, Hidup B40 transforms financial education into an engaging and practical learning experience. The platform encourages users to develop stronger financial awareness and better decision-making skills in a safe virtual environment. Ultimately, this project aims to promote financial literacy and empower individuals to make more responsible financial choices in their daily lives.