NURSYAMIMI BINTI MUHAMAD ROSLEE Universiti Sains Malaysia
Managing personal records such as informal loans that involve borrowing and lending activities for monetary and non-monetary, especially among students often relies on unstructured methods, leading to misunderstandings and missed repayments. This innovative project, LoanLocker, aims to address these challenges by providing a smart and user friendly web application for tracking monetary or non-monetary. This web application have the capability to record transactions, keep overview, trace personal borrowing and lending activities. Besides that, this web application has its own built-in digital wallet feature that allows an effective loan management. LoanLocker also enables users to schedule automated reminders repayments or item returns. Compared to general financial or group expense tracking apps, LoanLocker focuses on smart one-to-one lending and provides transparency and responsibility to informal borrowing. This approach ensures that the system can be easily updated and scaled in the future, making it a solution to the common problems students face in managing their informal loans. LoanLocker aims to reduce social friction and promote financial responsibility among students.